Our Team

Alan ORme

Chairman and President

Alan began his career as an insurance broker in England in1965 and now heads the largest Lloyds of London cover holder organization (MGA) specializing in motor warranty and gap insurance in the Eastern part of the European Union and Russia operating in fourteen countries. Lloyds of London is the world’s oldest insurance company established in the year 1686 and trading non stop for over three hundred years. Lloyds proudly boasts that in all that time including both world wars has it has paid every valid claim made against it.

 Alan founded WAGAS (Warranty and General Administration Systems) in 2003, because he saw a unique opportunity to offer specialty insurances in the emerging Eastern European market.

The wealth of experience he has gained over more than half a century in insurance provides Veritas WAGAS with an unsurpassed knowledge of markets and quality insurance products in our industry –  International Extended Warranty and GAP, as well as the complexities of offering products in markets with different currencies, languages, and cultures.

Alan travels widely and constantly in support of our business and its clients and is constantly looking for new opportunities for growth.

Elijah Norton

Chief Executive Officer

Elijah Norton started the successor to Veritas back in 2011 in the United States. In a period of 9 years, he has grown his organization from 2 employees to an organization that does over $50,000,000 per year in annual revenue and services some of the largest dealer groups in the United States and Canada.  

 Elijah is an expert in product development, marketing, and providing superior services to clients, as well as advanced insurance operations and finance.

 As CEO of Veritas WAGAS, Elijah is responsible for working with the Executive Chairman/President and the COO to grow and expand Veritas WAGA’s market share, develop and facilitate the creation of new programs and products, and maintain our relationships with our clients.

Michal Nowak

Chief Operating Officer

As a former automotive engineer, Michal has the highest possible technical qualifications related to the subject of our insurances.

He has been responsible for implementing numerous extended warranty and gap programs with key global manufacturers, importers, distributors, and dealer groups ranging from diverse areas such as Moscow, Russia to Santiago, Chile.

Michal has unrivalled experience in inventing strategies in the extended warranty and gap insurance fields for increasing sales penetration and has achieved substantial increases in sales with unique solutions which will now be applied by Veritas WAGAS.

Michal is a true expert in automotive F&I business and as Chief Operating Officer is responsible for overseeing international strategic operations at Veritas WAGAS.


Director for Chile

Juan has an impressive history in Chilean insurance and banking stretching back many years which he now brings to Veritas-WAGAS. 

His range of experience covers arranging insurance programmes for motor importers, dealer, and banks. Juan is broking and working for international insurers and is negotiating rates, terms and conditions and knows the local market conditions extremely well. Juan is your first point of contact to discuss business matters with Veritas-WAGAS Chile.

tel +(569) 8827 9678 e-mail juan.nogueroles@veritaswagas.cl

Joseph Steenbergen

Chief Vice President

From 2009-2011 Joe owned and operated an energy development company called Victor Energy out of St. Louis, Missouri in the United States. Joe also owned a company from 2012-2016 based in Denver, Colorado which sold Vehicle Service Contracts directly to consumers. During that time, the company successfully sold thousands of VSC’s.

Before getting into the energy industry, Joe worked in the Finance, Technical Sales, Business Development and the Legal Departments at the Boeing Company for over 5 years.

Joe is an expert in business analytics and risk management which provides a wealth of knowledge to Veritas WAGAS as it continues to expand internationally.


Veritas WAGAS (Warranty & General Administration Services) International Holdings Ltd is a partnership of large international MGA/TPA’s providing a full front to back service for insurers and reinsurers internationally covering all aspects of third party administration from business acquisition, in house I.T. platform for sales and accounting, compliance, marketing material production, provision of multi language call centres handling policy holder calls, accounting, credit control, compliance and of course claims handling.


Our lawyers are CMS Cameron Mc Kenna which acts for us in every country where we are present.


Shareholder company member gross premium sales exceed $85 millions in total.